Insurance Code § 10380
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The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery under the policy unless such false statement was made with actual intent to deceive or unless it materially affected either the acceptance of the risk or the hazard assumed by the insurer.
(Amended by Stats. 1993, Ch. 1209, Sec. 9. Effective January 1, 1994.)